Landlords can prepare for winter by checking heating, plumbing, walkways and storm risks, communicating with tenants and reviewing insurance.

For landlords in Newfoundland and Labrador and Nova Scotia, fall maintenance is a chance to catch problems before cold, snow and ice make them harder and more costly to address. A roof leak, vulnerable pipe or unreliable heating system can turn into a much larger issue once winter sets in. A practical inspection, clear tenant communication and an insurance review can help protect the building, rental income and the people who live there.
Work through these areas before temperatures drop. Keep a record of repairs and take photos during the inspection so you have a useful account of the property’s condition.
Start with the roof and water drainage
Inspect the roof for missing or damaged shingles, loose flashing and signs of earlier leaks. Clear gutters and check that downspouts are intact and carry water away from the foundation. Fall rain can make drainage problems easier to spot: look for water pooling near the building and exterior drains that are not flowing properly.
These checks matter because a small opening or blocked drainage route can let water into the property. Addressing visible problems before winter weather arrives may prevent them from becoming harder to manage.
Get heating and fireplaces ready
Check that the property’s heating system works before tenants depend on it through colder weather. The equipment may include electric baseboards, a heat pump, furnace, boiler, oil-fired system, propane appliance or wood-burning unit. Where appropriate, arrange service with a qualified professional.
For propane fireplaces or heating appliances, follow the recommended inspection and service schedule, and make sure vents and nearby areas are clear. If the building uses oil heat, inspect the tank and related equipment. For wood stoves and other wood-burning appliances, confirm required maintenance and inspections are current.
Working heat supports tenant comfort and can also help reduce the risk of frozen pipes. A heating problem found during a fall check is generally easier to address than one discovered during a cold spell.
Reduce the chance of frozen pipes and water damage
Inspect plumbing in exterior walls, unheated basements, crawl spaces, garages, utility rooms and other drafty areas. Look for existing leaks and moisture, and make sure exposed or vulnerable pipes have suitable protection. Pay special attention to exterior faucets and water lines before freezing temperatures arrive.
Remove garden hoses from outside taps. Where the plumbing is designed for winterizing, shut off the interior valve serving the faucet and open the outside tap to drain remaining water. Drain other seasonal exterior lines where applicable.
Tenants should know how to report a leak or heating failure and how to reach the landlord or repair contact quickly. Where appropriate, show them where the main water shut-off valve is and explain how to contact you after hours if an urgent problem occurs.
Seal openings and inspect outdoor access
Check windows and doors for drafts, failed caulking, damaged weatherstripping, cracked glass, broken locks, water intrusion or poor closure. Older windows, basement doors and openings exposed to wind deserve particular attention. Cold air entering the building can raise heating costs and leave nearby plumbing exposed to lower temperatures.
Inspect steps, walkways, driveways, decks, porches, handrails, guardrails and exterior lighting. Look for loose boards, uneven surfaces, cracked concrete, damaged steps and deteriorated railings. Snow and ice can hide these hazards, so fall is a useful time to identify repairs and improve visibility around entrances.
Set snow and ice responsibilities before snowfall
Agree on who will shovel steps, clear walkways and driveways, treat icy areas with salt or sand, and maintain shared entrances. Depending on the rental arrangement, the landlord, tenant or a contractor may handle the work. The essential point is to establish responsibility and a workable plan before winter weather starts.
If a contractor will clear snow, confirm the arrangements before the busy season. Clear communication can reduce confusion when conditions change quickly.
Review fire and carbon monoxide safety
Test smoke and carbon monoxide alarms, and check batteries and expiry dates where applicable. Include fire extinguishers, dryer vents, electrical panels, heating equipment, chimneys and emergency exits in the inspection.
These checks belong in regular property maintenance throughout the year. Fall is a timely reminder to confirm that alarms and other safety equipment are ready as heating systems work harder and tenants spend more time indoors.
Secure the exterior and check in with tenants
Walk around the property and look for loose siding, damaged shingles, weak or dead branches, loose fencing, unsecured sheds, outdoor furniture, garbage containers and items left on decks or balconies. Objects that shift in high winds can damage the building or nearby property. Check for branches over roofs, driveways, walkways or neighbouring property; use qualified professionals for tree work beyond basic maintenance, especially near buildings or power lines.
Contact tenants before winter and ask about unresolved leaks, heating concerns, drafts, plumbing problems, damaged steps or railings, and other maintenance issues. Confirm how to reach you, who handles urgent repairs, what to do if heat stops working, how to report water problems, and who is responsible for snow and ice removal. Early reports can make small problems easier to address.
Give vacant units extra attention
An empty property can develop a heating failure, burst pipe, leak, storm damage, break-in or other maintenance issue without anyone noticing promptly. Inspect vacant units regularly and check that heating, plumbing and other building systems are being maintained.
If a property will be vacant or unoccupied for an extended period, tell your insurance broker. Vacancy can affect coverage or lead to additional insurer requirements, so confirm how your policy applies to the property’s circumstances.
Review insurance and keep maintenance records
Ask your broker to review whether your landlord insurance still reflects the property as it stands. Share significant changes, including renovations, a new roof, plumbing or electrical updates, heating changes, a new propane fireplace or wood stove, an added rental unit, a change in how the property is rented, a vacant unit or the purchase of another rental property.
Use the conversation to ask about coverage, deductibles and limits. Take photos of the roof, exterior, steps, decks, heating equipment and completed repairs or upgrades, then store them with property and maintenance records. That documentation can help you track the condition of the building and the work completed.
Quick fall checklist

- Inspect the roof, gutters, downspouts and drainage.
- Check heating systems and propane or wood-burning appliances.
- Inspect plumbing and protect vulnerable pipes.
- Remove garden hoses and winterize exterior water lines where applicable.
- Check windows, doors, steps, walkways, decks, railings and lighting.
- Confirm snow and ice removal arrangements.
- Test smoke and carbon monoxide alarms and review fire safety equipment.
- Secure outdoor items and inspect trees and other storm hazards.
- Ask tenants about outstanding problems and confirm emergency contacts.
- Inspect vacant properties or units regularly.
- Review insurance with your broker and update photos and maintenance records.
Fall preparation can’t prevent every loss, but it gives landlords time to spot and address issues such as a leak, blocked gutter, loose railing, overdue heating service or hose left on an exterior tap. A seasonal inspection, followed by clear tenant communication and an insurance review, helps put the property in a better position for winter.